Inspire Home Loans is a wholly owned subsidiary of Century Communities. Our relationship makes us uniquely situated to make sure your loan closes on time - giving you the keys to your new home as quickly as possible.
We make loans for buyers of homes built by Century Communities and their affiliates, so our focus is 100% on YOU, the buyer.
Payment for standard fees is not required prior to closing (except that a fee may be charged if you choose an optional long term rate lock if available).
- In order to qualify you for the purchase of a home, Century Communities may require evidence of qualification.
- Inspire Home Loans will pre-qualify you for a mortgage based upon information you enter into the online Pre-Qualification Form.
- There is no charge for pre-qualification.
- In order to complete the worksheet you will need to tell us about the new home you are interested in, basic information about yourself including Employment, Income, and Assets.
- Once your pre-qualification is complete, a loan officer will contact you within 24 hours.
- After you enter into a contract to purchase the home, if you want to apply for a loan, the loan officer will convert your information into an application, provide you with disclosures and gather the remaining information necessary for loan approval.