Loan Process

Submit an online prequalification through the Century Communities or Century Complete community website.

To ensure streamline communications, you will speak directly with your Loan Officer to discuss the results of your prequalification and financing choices. 

Once you've chosen your new home, your Loan Officer will assist you in gathering the required documentation for loan approval.

Once our experienced and knowledgeable underwriter has reviewed your loan, your Loan Officer will call with your conditional loan approval and the next steps in the process.

As you approach your closing date and your interest rate is locked, you will work with both your Loan Officer and Loan Processor to update financial documents. It is completely normal to provide updated paystubs and bank statements during this step. 

All of your hard work has paid off! Once you are given final approval, loan documents will be sent to the closing agent for you to sign and finish the financing process.