Begin your home loan journey by filling out our online prequalification form. A Loan Officer will receive and review your submission within 24 hours, after which they’ll contact you to go over approval or denial, as well as referral to The Ascent Club—our value-added program designed to help set you on the best path to homeownership. If approved, your Loan Officer will also send a prequalification notice to your homebuilder with the loan amount you qualify for.
Approximately 30 days and no later than 15 days from closing, you and your Loan Officer will lock in the interest rate for your loan. Your Loan Officer will also walk you through all other details of your loan and will confirm that your home’s appraisal order has been initiated.